Today’s Gen Z doesn’t wait for a health crisis to think about insurance. Instead, they view it as a financial safety net - especially when it comes to Hospicash and Day Care Insurance.

Hospicash gives you a fixed daily payout - usually ₹2,000 to ₹3,000 - for every 24 hours spent in a hospital. This money can be used for anything: paying rent, food for your family, or transport costs.

On the other hand, Day Care Insurance covers short medical procedures like dialysis, cataract surgery, or chemo that don’t require 24-hour hospitalisation - something regular policies often miss.

These add-ons are cheap, easy to buy online, and come with fast claim approvals. For young professionals, freelancers, or gig workers with no employer insurance, they offer peace of mind and real financial help when illness strikes.