Jennifer Allan, a Delaware-based realtor, faced a $23,000 credit card debt after years of financial struggles. With no background in budgeting, Jennifer often ignored her expenses - until motherhood and mounting costs forced her to act. Inspired by online challenges, she turned to ChatGPT for a 30-day debt-busting plan.

The AI chatbot gave her daily actionable tasks - cancel unused subscriptions, sell extra stuff, track spending-and even suggested side hustles like selling on Facebook Marketplace. Jennifer stuck to the routine and managed to pay off $12,078.93 in just one month!

She shared her journey on TikTok , emphasizing that there was "no financial hack", just discipline and daily commitment. “I stopped fearing my debt. I took control,” she said.

Her story has since gone viral, inspiring others to use AI for financial wellness, proving that with the right mindset and tools, anyone can rewrite their money story.