Financial expert CA Nitin Kaushik has shared eight valuable money lessons that young professionals should master before hitting 30.

His key message? Managing money isn't just about saving-it's about making smarter daily choices.

One of his top lessons is to avoid cheap electronics that break easily and cost more over time.

He also warns against investing heavily in furniture when living in rental homes, as it increases shifting costs.

Kaushik advises saving at least 5% of your income in cash to better control spending.

He urges people to skip phone fads and buy what’s necessary.

Health insurance, often overlooked by the youth, is essential as a single hospital visit can wipe out months of savings.

Eating healthy saves money in the long term by reducing medical expenses.

Don’t misuse credit cards-they are tools, not extra income. Lastly, choose a financially wise partner, because money decisions impact your relationship too.

Smart financial habits early on can unlock long-term freedom and stability.