Disclaimer: This information is for educational purposes only and does not constitute any financial advice.

Fino Payments Bank, listed on the NSE and BSE, operates as a payments bank providing services like savings accounts, remittances, bill payments, and micro-ATM withdrawals. The stock is currently trading around ₹280, compared to its 52-week high of ₹466, reflecting a significant gap and potential for upside.

The company’s financials indicate improving traction in deposits and transaction volumes. Its market capitalisation stands at approximately ₹2,354 crore, with a P/E ratio of ~27 and P/B ratio near 3, positioning it attractively compared to peers.

With strong expansion in underserved regions, particularly through merchant banking points and Aadhaar-enabled payment services, Fino Payments Bank continues to leverage India’s digital financial inclusion drive. Analysts note that the stock trades below its fair intrinsic value estimates, hinting at a possible re-rating if growth momentum sustains.

For investors seeking exposure to India’s digital banking and fintech-led inclusion story, Fino Payments Bank remains a promising long-term buy.