A Bengaluru techie, still under 30, has inspired thousands by sharing how he built a ₹1 crore net worth in just seven years—starting with a humble ₹2.4 LPA salary. Sharing his story on Reddit's Personal Finance India forum, he credits smart investing, frugal living, and sheer perseverance.
Coming from a financially modest background, he studied in a private school against the odds and entered engineering thanks to relatives' help. Though he wasn't top of his class, curiosity led him from electronics to coding, eventually landing a campus placement with a service-based firm.
Living in Bengaluru on ₹15,000 a month, he shared a PG room and saved whatever he could. A pandemic job loss setback was followed by a breakthrough ₹12 LPA offer in 2021, and then a ₹32 LPA job with stock options pushing his total compensation to ₹45–50 LPA.
Despite success, he lives simply—budget clothes, an old phone, and Rs250 shoes with Rs1000 soles. He now invests ₹71,000 monthly, supports his family, and aims for financial independence by 40.
His ₹1 crore portfolio includes mutual funds, ESOPs, PF, and FDs. His dream? To someday sip chai in Himachal, content and financially free.
His story is a powerful reminder that slow, steady, and mindful choices lead to lasting success.
