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5 Tips to Safeguard Yourself from New Year Scams

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As 2024 approaches, scammers are preparing to take advantage of unsuspecting individuals by stealing money and personal information. With the increase in sophisticated scams, it’s crucial to be cautious, especially with fake holiday offers like gift vouchers, discount coupons, and travel deals. Here are several tips to protect yourself from online scams this New Year’s Eve:

Check Website Reviews
Scammers often take advantage of consumers’ distracted holiday shopping. If you come across an online deal that seems too good to be true, it probably is. Verify the legitimacy of e-commerce websites by researching reviews online or using services like Trustpilot. Be especially cautious when purchasing electronics or booking travel offers.

Avoid Clicking Suspicious Links
Be wary of links sent by family or friends, as scammers may have compromised their accounts to spread malicious sites. Similarly, avoid clicking on links in unsolicited emails, especially from unknown sources. This is also applicable to social media platforms where discounted products are often advertised. Always double-check the link’s authenticity before proceeding.

Enable Two-Factor Authentication (2FA)
While many platforms enforce two-factor authentication for enhanced security, some do not. When logging into unknown sites or entering sensitive information, ensure that the website is secure and legitimate. Avoid entering personal details on unfamiliar sites as they could be used by scammers to steal your information.

Beware of Bank Impersonators
Scammers are increasingly using advanced technology to impersonate bank representatives, making phone calls or sending emails that seem legitimate. Banks never ask for sensitive information like PINs or card numbers via phone. Always be cautious and avoid sharing personal information over the phone or online.

Avoid Fake Giveaways
Scammers often lure victims with fake giveaways that require personal information. Even if the offer comes from someone you know, be cautious. These scams collect data such as your email, phone number, or even financial details, which could be sold on the dark web.

By staying vigilant and following these tips, you can protect yourself from falling victim to scams this New Year’s Eve.

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